DISCLOSURE
REMUNERATION
AND OTHER INCOME

The Company and F. Darrell Lindsey’s principal remuneration for Consulting Services will only be from the FEE FOR SERVICES provided to the client by F. Darrell Lindsey and FDL Insurance Services as may be contracted.

Unless separately agreed, due to special circumstances or if a specific request is made by the client for unrelated contractual services, neither the Company nor F. Darrell Lindsey will receive additional income for any of the following services:

• Interest earned on insurance monies;

• Income or fees from Investment Banking    operations;

• An expense allowance for any services provided to the
  client by any other contracted service provider;

• Contingent Commissions from parties contracted by the client;

• Administrative Service Fees from any contracted entity
  providing contracted services to the client; or,

• For the sale or placement of insurance, whether by commission or any other form of compensation.

Should any FDL Consulting Services client have any questions regarding remuneration or income received by FDL Insurance Services or F. Darrell Lindsey, as the contracted Insurance Services Consultant, please refer to the Company or F. Darrell Lindsey as may be required.

                                                  F. Darrell Lindsey
                                                  Insurance Industry Consultant
                                                  U.S. State Licensed Agent/Broker